Fees & Terms By State

Cash Advance Laws & Regulations


Basic overview of regulations for cash advances in the state.

  • Maximum Payday Loan Term: 31 days
  • Maximum Finance Charges and Fees: Fees and interest can total up to 75% per loan, or $75 per $100
  • Maximum Loan Amount: $500
  • Number of Rollovers: Five
  • Collection Fees: $30 NSF fee
  • Presentment Limit: One
  • Private Right of Action: Civil
  • Penalties: Court costs and reasonable attorney fees

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Basic overview of CSO lending regulations for CABs.

  • Maximum Payday Loan Term: 35 days
  • Maximum Finance Charges and Fees: Finance charge of $22 per $100 borrowed for a 14 day loan
  • Maximum Loan Amount: Payday $1,000 / Title or Installment $5,000
  • Collection Fees: $30 NSF fee
  • Number of Rollovers: Unlimited

More Information

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